Terms & Conditions

About this website

Squirrel Mortgages Limited ("Squirrel") welcomes you to MortgageRates.co.nz (the “Website”), which is owned and operated by Squirrel. Your use of the information, graphics and materials on the Website is governed by these Terms of Use.

Nothing on this Website constitutes financial or other advice. Squirrel provides this free service to consumers on an 'as-is' basis without representation to accuracy or suitability for any particular purpose. The information is provided as a guide only and is generally factual in nature.

Acceptance and Changes to Website Terms of Use

You acknowledge and accept that your use of the Website indicates your acceptance of the Website Terms of Use. Squirrel may at any time vary these Terms of Use. You agree to review these Terms of Use periodically, and your continued use of Website shall be deemed acceptance of any modifications to the Terms of Use.

New Zealand products and services.

The information contained on the Website has been prepared under New Zealand law for the supply of the products and services discussed on the Website in New Zealand only.

Website Content

Whilst we have made every effort to ensure that the information contained on the Website is complete and free from error, we do not represent or warrant the accuracy or completeness of any information on the Website or that this information is suitable for your intended use.

The Website contains some information provided by third parties. This information is provided for information only and Squirrel is not responsible for the accuracy of such information. Any recommendation or opinion expressed in relation to any particular product mentioned on the Website is solely the view of the relevant content provider. It is not financial advice for the purposes of the Financial Advisers Act and should not be relied upon in making decisions related to that content.

To the extent permitted by law, Squirrel accepts no responsibility or liability arising from or in connection with your use of the Website and the information contained on it. Also, unless stated otherwise no information on the Website is intended to constitute an offer to enter into any transaction or relationship, the promotion of any product or service other than those offered by Squirrel in New Zealand, or to provide the basis of any credit.

Squirrel will endeavour to keep this Website as up-to-date as possible, but all information contained on the Website is subject to change. All information is current at the time of publication, but if you are unsure of the timeliness of any information, please consult a Squirrel staff member before proceeding. We reserve the right to modify or amend the Website and its content from time to time for any reason. Any changes will apply from the date we update the Website.

Intellectual property

Squirrel holds all copyright and other intellectual property rights in the Website and reserves all rights, except as set out in this disclaimer.

You may electronically reproduce and store the contents of the Website solely for the purposes of viewing the Website, or saving Website content, for your own personal use.

You may use the Website for personal, non-commercial use only. You may not display or distribute the content on the Website in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from Squirrel.

The Website may contain a number of registered trademarks which are either owned by Squirrel or used with the permission of the registered trademark owners.

Links to the Website

The Website may contain links to other websites operated by third parties which are not monitored by Squirrel (“Third-party websites”). Squirrel does not endorse the information, material or graphics on those Third-party websites and accepts no responsibility for any information contained on Third-party websites.

Please do not create a link to any of the pages on the Website without the prior permission of Squirrel.

Cookies

Information may also be collected through the use of cookies to record your visit to the Website. All information collected via cookies will be held by us. This information will not be made available to any third party in a manner that enables you to be identified. If you do not wish to allow cookies you may change your browser settings to disable cookies. However, if you disable cookies some parts of the Website may not function properly.

We will not collect, store or use any information about you personally except as provided by you and only to the extent necessary to provide information requested by you. If you wish to access or request correction of personal information, please contact us.

Privacy Policy

Squirrel’s Privacy Policy can be accessed here.