Sovereign's current mortgage rates
Lender
6 Months
1 Year
18 Months
2 Years
3 Years
4 Years
5 Years
Revolving
Floating
7.29%
7.24%
6.89%
6.75%
6.65%
6.55%
6.39%
-
8.74%
Mortgage Features
- First Home LoansNo
- Preapproval60 days
- Interest-onlyYes
- RedrawYes
- Revolving CreditYes
- Revolving Credit Monthly Fee$0.00
- OffsetNo
- Max Loan Term - Owner Occupied30 years
- Max Loan Term - Investment Property25 years
- Early RepaymentSubject to break fee
Known Discounts
There are currently no known discounts, try checking the lender website for more information.
How much can you borrow?
Keen for the best rate and some cash too?
We've teamed up with award winning mortgage experts, Squirrel.
With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.
R
Ryan
New Zealand
The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.
J
Jo
New Zealand
Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.