View all the latest mortgage rates in one place | MortgageRates.co.nz

Rates

All of New Zealand’s latest mortgage rates in one place.

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RATE OF THE DAY2 year fixed
2.89%
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Lender
Revolving
Floating
6 Months
1 Year
18 Months
2 Years
3 Years
4 Years
5 Years
4.55%
4.44%
3.99%
3.20%
3.45%
3.59%
4.00%
4.29%
4.59%
-
-
3.39%
2.60%
2.85%
2.99%
3.40%
-
-
4.55%
4.45%
3.55%
2.85%
3.09%
3.25%
3.55%
3.99%
4.29%
-
-
3.29%
2.55%
2.79%
2.95%
3.25%
3.69%
3.99%
-
4.55%
3.89%
3.15%
3.39%
3.55%
3.85%
4.29%
4.59%
-
-
3.29%
2.55%
2.79%
2.95%
3.25%
3.69%
3.99%
-
4.55%
3.89%
3.15%
3.39%
3.55%
3.85%
4.29%
4.59%
China Construction Bank
-
5.00%
4.50%
4.50%
4.50%
4.40%
4.30%
4.95%
4.95%
China Construction Bank SpecialSpecial
-
-
2.65%
2.65%
2.65%
2.85%
3.25%
3.55%
3.99%
Credit Union Auckland
-
5.95%
-
-
-
-
-
-
-
Credit Union Baywide
-
5.65%
3.99%
3.95%
3.95%
3.85%
-
-
-
Credit Union South
-
5.65%
3.99%
3.95%
3.95%
3.85%
-
-
-
First Credit Union SpecialSpecial
-
5.85%
-
2.95%
-
3.45%
-
-
-
-
2.25%
-
2.15%
-
2.45%
2.65%
-
-
Heretaunga Building Society
-
4.99%
-
3.80%
-
3.90%
-
-
-
Housing NZ Corp
-
4.43%
-
2.88%
-
3.28%
3.59%
-
4.22%
4.69%
4.49%
2.89%
2.40%
2.65%
2.79%
2.99%
3.39%
3.69%
ICBC SpecialSpecial
-
3.69%
2.85%
2.35%
2.65%
2.75%
3.05%
3.45%
3.75%
3.80%
3.75%
4.30%
3.50%
-
3.74%
4.34%
4.74%
5.04%
3.80%
3.75%
3.55%
2.65%
-
2.89%
3.49%
3.89%
4.19%
-
5.69%
-
-
-
-
-
-
-
Nelson Building Society
4.95%
4.95%
-
2.99%
-
3.24%
-
-
-
-
3.39%
-
2.98%
-
2.79%
3.29%
3.44%
3.54%
4.54%
4.54%
3.29%
2.99%
3.19%
3.39%
3.59%
3.99%
4.29%
-
-
2.79%
2.49%
2.69%
2.89%
3.09%
3.49%
3.79%
-
4.55%
3.55%
2.85%
3.09%
3.25%
3.55%
3.99%
4.29%
The Co-operative Bank
4.40%
4.40%
3.05%
3.05%
3.29%
3.45%
3.89%
4.19%
4.49%
The Co-operative Bank Owner OccupiedOwner Occupied
4.40%
4.40%
2.55%
2.55%
2.79%
2.95%
3.39%
3.69%
3.99%
-
5.34%
3.69%
3.35%
3.59%
3.75%
4.05%
4.49%
5.34%
4.54%
4.54%
2.89%
2.55%
2.79%
2.95%
3.25%
3.69%
3.99%
Wairarapa Building Society
-
4.99%
-
3.55%
-
3.49%
-
-
-
4.69%
4.59%
3.89%
3.45%
3.69%
3.85%
4.09%
4.59%
4.89%
-
-
3.29%
2.85%
3.09%
3.25%
3.49%
3.99%
4.29%

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