Latest news | MortgageRates.co.nz

Results: Peer-to-Peer lending

Silhouette of children playing tug of war on a hill, against a sunset
19 November 2025

Cashback competition heating up ahead of next week's OCR verdict

As interest rates near the bottom, some lenders are now offering bumper cashback deals to attract new business. Here's the latest ...

Dog diving into a swimming pool chasing a tennis ball
06 November 2025

With OCR in stimulatory territory, the lowest possible rate not always best

A one-year rate at 3.99% would be pretty tempting stuff—but before locking in, borrowers should consider what happens when that lo...

Giraffe looming over a hole in the roof of a structure
30 October 2025

The bottom of the interest rate cycle looms closer

With the best one year rate at 4.39% and longer terms below 5.00%, we're getting very close to the bottom of the interest rate cyc...

0

Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

shopper approved logofive star revews
R

Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

J

Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

Get a free mortgage review

All fields are required