All Rates

HSBC

HSBC's current mortgage rates

Product RC Floating 6 Months 1 Year 18 Months 2 Years 3 Years 4 Years 5 Years
HSBC Premier 5.44% 5.24% 4.65% 3.65% 3.69% 3.69% 3.85% 4.19% 4.29%
HSBC Special - - - 3.35% 3.35% 3.35% 3.35% 3.35% 3.35%
Product
HSBC Premier
HSBC Special

Mortgage Features

  • Welcome Home Loans No
  • KiwiBuild No
  • Preapproval 90 days
  • Interest-only Yes
  • Redraw No
  • Revolving Credit Yes
  • Revolving Credit Monthly Fee $0.00
  • Offset No
  • Max Loan Term - Owner Occupied 30 years
  • Max Loan Term - Investment Property 30 years
  • Early Repayment Yes
Mortgage feature availability may vary between some products and lending situations. For more details, contact the lender or check their website.

Known Discounts

  • Premier Special Mortgage Rates

    HSBC offers their Premier Specials (as per the rates table) to those with combined lending of NZD500,000 or more or NZD100,000 of savings and investments with HSBC.

How much can you borrow?