News
Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.
With our next OCR cut around the corner, the time to fix is almost here
We're just a week away from our final OCR announcement of the year, which is expected to bring a 0.50% reduction. If you've been h...
A broader look at interest rates, the NZ housing market and economy
Between US politics and NZ's last OCR verdict of the year coming up, November's shaping up to be a big month. Here's a broad look ...
Why you shouldn’t rush to fix (or refix) your mortgage in a falling rate environment
It's not in the bag yet, but most are picking another big OCR reduction in November—so, by opting to float in the short-term, borr...
Could we see three-year fixed rates at 4.95% by Christmas?
Lenders were quick to drop their floating rates in response to last week's 0.50% OCR reduction, and we're starting to see the benefit flow through to fixed rates as well. So, what's the outlook from here?
Bumper cut takes OCR down to 4.75%
On 9th October, the RBNZ stepped up the pace on rate reductions, announcing a 0.50% cut to the OCR. Here's what that means for mortgage borrowers and interest rates.
Competition likely to heat up amongst the banks following next OCR cut
It's looking increasingly likely that next week's OCR announcement could bring a 0.50% reduction, tipping one-year fixed rates below 6%—so how long should borrowers be fixing for in this environment?
Why opting to float may make sense in the current environment
With further interest rate cuts in the pipeline before Christmas, it may be worth holding off on refixing—and opting to float instead.
Keen for the best rate and some cash too?
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New Zealand
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New Zealand
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