News
Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

Lower mortgage rates, or higher bank margins?
Declines in fixed interest rates in the US have fed through to some reductions in NZ’s bank wholesale borrowing costs. Will this m...

Mortgage rates | no spring specials in sight, what’s in store for summer?
Costs for banks to borrow money have decreased. Added with the higher lending rates they provide, can banks afford to start cuttin...

Is another OCR hike needed to tame inflation?
Some forecasters believe the Reserve Bank will need to raise the official cash rate from the 5.5% level they took it to in May. Bu...
Once bitten, twice shy
While the annual inflation rate came in lower than anticipated at 5.6%, the Reserve Bank is unlikely to ease monetary policy anytime soon — and until wage growth heads back down to 3.5%, they may not even consider it. So what does this mean for Kiwi?
Is the easing of monetary policy still a distant dream?
On October 4 the Reserve Bank will announce the outcome of their next review of the official cash rate. Have they changed their minds about monetary policy in their battle against inflation?
Inflation remains a thorn in the economy's side
The Reserve Bank is unlikely to be feeling that the 5.5% level they took their official cash rate to in May is generating excessive downward pressure on inflation in the country. So could they be thinking about tightening again as some still predict?
Two giants and their impact on NZ
The Reserve Bank has kept the official cash rate at 5.5%, but the outlook on interest rates is still clouded. And now, the future of our housing market might be shaken up by two giants from the other side of the globe: China, and the U.S.