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Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

Hand holding the numbers 2025
17 December 2024

Predictions for NZ interest rates and the OCR in 2025

After a tough few years, we're on the slow road to recovery—and things should continue to look up in 2025. Here are our prediction...

Man standing on top of a hill looking out over the land and water
05 December 2024

Borrowers advised to fix for six months, in anticipation of better rates ahead

Lenders have been quick to react to last week's OCR cut, dropping various fixed-rate terms. Here's what that means for you if you'...

Two Bernese mountain dogs laying side by side with a laptop in front of them
28 November 2024

Another double cut takes OCR down to 4.25%

As expected, the RBNZ's final OCR announcement of 2024 brought a 0.50% cut—taking us down to an OCR of 4.25%. Here's what that mea...

20 November 2024

With our next OCR cut around the corner, the time to fix is almost here

We're just a week away from our final OCR announcement of the year, which is expected to bring a 0.50% reduction. If you've been holding off on fixing, waiting for better rates, the time is almost

Black and white french bulldog peering around a doorframe
12 November 2024

A broader look at interest rates, the NZ housing market and economy

Between US politics and NZ's last OCR verdict of the year coming up, November's shaping up to be a big month. Here's a broad look at what it means for New Zealand interest rates, the housing market and our economy.

Man standing in a field, facing the camera and looking through a pair of binoculars
25 October 2024

Why you shouldn’t rush to fix (or refix) your mortgage in a falling rate environment

It's not in the bag yet, but most are picking another big OCR reduction in November—so, by opting to float in the short-term, borrowers could stand to benefit from further rate falls come December.

Young woman leaning out a car window looking over her shoulder
16 October 2024

Could we see three-year fixed rates at 4.95% by Christmas?

Lenders were quick to drop their floating rates in response to last week's 0.50% OCR reduction, and we're starting to see the benefit flow through to fixed rates as well. So, what's the outlook from here?

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Keen for the best rate and some cash too?

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New Zealand

five star revews

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New Zealand

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