News
Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.
Rates still dropping, but some terms don't have much further to go
Now that the two-year rate is sitting below 5%—with most banks offering 4.99%—that's pretty close to where things are expected to ...
Borrowers favouring two-year term in wake of latest rate cuts
With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it...
Two-year fixed rates dip below 5%
A flurry of rate cuts following last week's OCR announcement has seen two-year fixed mortgage rates finally break the sub-5% mark....
Reserve Bank kicks off 2025 with a 0.50% OCR cut, taking us down to 3.75%
As promised late last year, the RBNZ delivered another 0.50% OCR cut on 19 February. Let's dive into what the move means for mortgage rates, the New Zealand economy and housing market.
With rates expected to track further downwards, is it better to fix or float?
As we gear up for our first OCR announcement of the year on 19 February—expected to bring a 0.50% cut—here's what that means for mortgage rates and Kiwi borrowers.
With sub-5% rates on the horizon, borrowers should seek tailored advice
As we edge closer to the bottom of the interest rates cycle, fixing short-term is no longer (necessarily) the best solution for all—and borrowers should be seeking personalised mortgage advice.
Predictions for NZ interest rates and the OCR in 2025
After a tough few years, we're on the slow road to recovery—and things should continue to look up in 2025. Here are our predictions on interest rates, the OCR, economy and housing market for next year.
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