News
Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.
Reserve Bank kicks off 2025 with a 0.50% OCR cut, taking us down to 3.75%
As promised late last year, the RBNZ delivered another 0.50% OCR cut on 19 February. Let's dive into what the move means for mortg...
With rates expected to track further downwards, is it better to fix or float?
As we gear up for our first OCR announcement of the year on 19 February—expected to bring a 0.50% cut—here's what that means for m...
With sub-5% rates on the horizon, borrowers should seek tailored advice
As we edge closer to the bottom of the interest rates cycle, fixing short-term is no longer (necessarily) the best solution for al...
Predictions for NZ interest rates and the OCR in 2025
After a tough few years, we're on the slow road to recovery—and things should continue to look up in 2025. Here are our predictions on interest rates, the OCR, economy and housing market for next year.
Borrowers advised to fix for six months, in anticipation of better rates ahead
Lenders have been quick to react to last week's OCR cut, dropping various fixed-rate terms. Here's what that means for you if you're looking to refix in the coming weeks.
Another double cut takes OCR down to 4.25%
As expected, the RBNZ's final OCR announcement of 2024 brought a 0.50% cut—taking us down to an OCR of 4.25%. Here's what that means for interest rates, and Kiwi borrowers.
With our next OCR cut around the corner, the time to fix is almost here
We're just a week away from our final OCR announcement of the year, which is expected to bring a 0.50% reduction. If you've been holding off on fixing, waiting for better rates, the time is almost
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New Zealand
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