News
Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.
Competition keeping mortgage rates in check, despite rise in wholesale rates
Wholesale rates have gone up slightly in the wake of our latest 0.25% OCR cut, raising concerns that mortgage rates may follow sui...
Another OCR cut in the bag—and we're almost at the bottom of the rate cycle
The Reserve Bank dropped the OCR by a further 0.25% this week, down to 3.25%—meaning we're now within reaching distance of the bot...
Another OCR drop expected—will mortgage rates follow suit?
We're a week out from our next OCR announcement on 28 May, and the expectation is that we're in for another 0.25% cut from the RBN...
Why now is a good time to be thinking about splitting your mortgage
Shorter-term rates are expected to get down to around 4.50% in the coming months—while longer-term rates will likely remain relatively stable. Here's why splitting your loan makes sense right now.
Just how low could the OCR go?
We're only half a percent off the RBNZ's estimated 'neutral' OCR of 3%. But with all the global volatility playing out at the moment, is there a chance it could get even lower?
With another 0.25% cut in the bag, OCR edges closer to 'neutral'
With another 0.25% OCR cut under our belts, and wholesale rates down off the back of significant global volatility, are we on track for more sub-5% mortgage rates?
Interest rates holding steady (for now) but OCR expected to bring further falls
With the RBNZ expected to cut the OCR by a further 0.25% on 9th April, that could be the catalyst for the one-year rate to (finally) drop below 5%. Here's what you need to know.
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New Zealand
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New Zealand
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