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Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

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15 May 2025

Why now is a good time to be thinking about splitting your mortgage

Shorter-term rates are expected to get down to around 4.50% in the coming months—while longer-term rates will likely remain relati...

Kids playing limbo game in a park.
30 April 2025

Just how low could the OCR go?

We're only half a percent off the RBNZ's estimated 'neutral' OCR of 3%. But with all the global volatility playing out at the mome...

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11 April 2025

With another 0.25% cut in the bag, OCR edges closer to 'neutral'

With another 0.25% OCR cut under our belts, and wholesale rates down off the back of significant global volatility, are we on trac...

02 April 2025

Interest rates holding steady (for now) but OCR expected to bring further falls

With the RBNZ expected to cut the OCR by a further 0.25% on 9th April, that could be the catalyst for the one-year rate to (finally) drop below 5%. Here's what you need to know.

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26 March 2025

What the RBNZ’s planned OCR track means for mortgage rates

With a series of small but steady OCR cuts expected over the coming months, here's how that's likely to impact short- and longer-term interest rates—and what that means for borrowers.

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20 March 2025

Rates still dropping, but some terms don't have much further to go

Now that the two-year rate is sitting below 5%—with most banks offering 4.99%—that's pretty close to where things are expected to settle in the long-term.

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13 March 2025

Borrowers favouring two-year term in wake of latest rate cuts

With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it still make sense to fix shorter-term in the current environment?

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New Zealand

five star revews

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New Zealand

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