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Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

People-shaped blocks on a wooden seesaw
29 November 2023

Lower mortgage rates, or higher bank margins?

Declines in fixed interest rates in the US have fed through to some reductions in NZ’s bank wholesale borrowing costs. Will this m...

16 November 2023

Mortgage rates | no spring specials in sight, what’s in store for summer?

Costs for banks to borrow money have decreased. Added with the higher lending rates they provide, can banks afford to start cuttin...

01 November 2023

Is another OCR hike needed to tame inflation?

Some forecasters believe the Reserve Bank will need to raise the official cash rate from the 5.5% level they took it to in May. Bu...

18 October 2023

Once bitten, twice shy

While the annual inflation rate came in lower than anticipated at 5.6%, the Reserve Bank is unlikely to ease monetary policy anytime soon — and until wage growth heads back down to 3.5%, they may not even consider it. So what does this mean for Kiwi?

Four kids peeking outside playhouse cautiously
22 September 2023

Is the easing of monetary policy still a distant dream?

On October 4 the Reserve Bank will announce the outcome of their next review of the official cash rate. Have they changed their minds about monetary policy in their battle against inflation?

Girl hugging a cloud while sleeping
11 September 2023

Inflation remains a thorn in the economy's side

The Reserve Bank is unlikely to be feeling that the 5.5% level they took their official cash rate to in May is generating excessive downward pressure on inflation in the country. So could they be thinking about tightening again as some still predict?

Girl touching thorny cactus
23 August 2023

Two giants and their impact on NZ

The Reserve Bank has kept the official cash rate at 5.5%, but the outlook on interest rates is still clouded. And now, the future of our housing market might be shaken up by two giants from the other side of the globe: China, and the U.S.

Person holding a globe