News
Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.
HSBC drops their two-year mortgage rate
Despite there being no change to the OCR on Wednesday, HSBC have reduced their two-year fixed to 3.20%.
OCR announcement: Official Cash Rate to remain at 1%
Yesterday the Reserve Bank of New Zealand announced that the Official Cash Rate (OCR) would remain unchanged at 1%.
Fixed vs floating: which is best?
There are pros and cons to both fixed and floating mortgage terms, so it pays to look at the bigger picture before choosing what's right for your mortgage. Here's an overview of each option.
Early repayment fees explained
For anyone that has a mortgage, it’s important to understand all aspects of it and how to avoid any unnecessary penalties.
Keen for the best rate and some cash too?
We've teamed up with award winning mortgage experts, Squirrel.
With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.
Ryan
New Zealand
The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.
Jo
New Zealand
Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.