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Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

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17 June 2022

A global interest rate shock is underway

As a result of annual inflation rates surprising on the high side overseas, recent renewed increases in energy prices, and rising ...

Person holding out empty pockets
03 June 2022

A new 'least regrets' policy from the Reserve Bank of NZ

On May 25, the Reserve Bank of New Zealand told us that they have decided to implement a new “least regrets” policy which is compl...

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23 May 2022

Shorter fixed term mortgage rates preferred

I sometimes struggle to remain polite when journalists ask me if the rising rates environment means now is a good time to fix for ...

05 May 2022

Borrowing costs to banks unusually high at the moment

One of the more interesting things in the wholesale money markets at the moment is that swap rates have risen so far they imply an expectation of the Reserve Bank taking the official cash rate to 4%. That is 1% more than I think the cash rate will go.

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26 April 2022

Monetary policy to tighten before it loosens again

the fixed rate costs to banks of borrowing money to lend at fixed interest rates have soared in recent weeks. That is why we are still seeing fixed mortgage rates go up even though they have already risen a lot since this time a year ago

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11 April 2022

Mortgage rates still yet to peak

An analyst was quoted recently saying she believes fixed mortgage rates are already at their peaks. I can see where she's coming from, but borrowers should contain their excitement for a while longer because chances are that further rises will come.

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25 March 2022

Interest rates not just rising in New Zealand

In the United States this week we have seen the Federal Reserve Board raise their key interest rate by 0.25% with a target range now of 0.25% to 0.5%.

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