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Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

08 August 2024

Wholesale rates continue to fall—when will that flow through to mortgage rates?

Wholesale rates are still tracking down in response to ongoing weak economic data in New Zealand, and recent concerns that the US may be headed into recession. So what does that mean for mortgage rates?

Wooden mannequin holding a question mark
01 August 2024

With wholesale rates tracking down, OCR falls could come sooner than later

Wholesale rates have fallen steadily in recent weeks, reflecting the market's prediction of rate falls in November—if not sooner. What does that mean for anyone refixing their mortgage right now?

Two women walking down a spiral staircase
25 July 2024

Is interest rate relief on the horizon?

According to bank economists, rate falls are now pretty much a given by November—but ahead of our next OCR announcement, on 14th August, there's a growing argument it could happen even sooner.

Sun setting on the horizon
18 July 2024

Inflation tracking as hoped, market still anticipating OCR fall in November

Weak economic data continues to pour in, and with the latest inflation figures coming in lower than expected, it looks increasingly like interest rate falls are on the cards for late 2024

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New Zealand

five star revews

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