Results: Banks

Ginger and white cat looking out a window
04 February 2026

What's the outlook for interest rates over the course of 2026?

Our first OCR announcement of the year is coming up on 18th February—and while the expectation is for a no change verdict, there a...

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28 January 2026

Inflation creeps up, rate increases could be on the cards for late 2026

Rates are still expected to remain largely flat this year, but with inflation running slightly higher than we'd like, hikes could ...

Man carrying one end of a teal green couch, with the other person hidden behind a wall.
22 January 2026

Interest rates officially on the move again following holiday break

Interest rates have started to move again following the break—with a number of major lenders matching the fixed rate increases we ...

27 November 2025

OCR drops to 2.25%—bringing us to the bottom of the cycle (probably)

The RBNZ has delivered a further 0.25% reduction at its last OCR announcement of 2025, bringing us down to 2.25%. Here's the outlook on interest rates and what it means for borrowers.

Woman sitting on a couch, leaning back looking up, with a laptop resting on her lap
05 December 2024

Borrowers advised to fix for six months, in anticipation of better rates ahead

Lenders have been quick to react to last week's OCR cut, dropping various fixed-rate terms. Here's what that means for you if you're looking to refix in the coming weeks.

Man standing on top of a hill looking out over the land and water
11 September 2023

Inflation remains a thorn in the economy's side

The Reserve Bank is unlikely to be feeling that the 5.5% level they took their official cash rate to in May is generating excessive downward pressure on inflation in the country. So could they be thinking about tightening again as some still predict?

Girl touching thorny cactus
17 July 2023

Reserve Bank puts an end to the OCR hikes – but challenges still lay ahead

The Reserve Bank remains confident there is no need to increase the OCR further — but when will mortgage interest rates begin to fall? New borrowers are still feeling the crunch too, with bank test rates often higher than 9%.

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Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

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R

Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

J

Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

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