Results: Banks
With sub-5% rates on the horizon, borrowers should seek tailored advice
As we edge closer to the bottom of the interest rates cycle, fixing short-term is no longer (necessarily) the best solution for al...
Predictions for NZ interest rates and the OCR in 2025
After a tough few years, we're on the slow road to recovery—and things should continue to look up in 2025. Here are our prediction...
Borrowers advised to fix for six months, in anticipation of better rates ahead
Lenders have been quick to react to last week's OCR cut, dropping various fixed-rate terms. Here's what that means for you if you'...
What's in store for interest rates after the recent OCR announcement?
Following on from the Reserve Bank’s recent decision to raise the cash rate 0.25% to 5.5% and signal that they don’t plan any more rises, what is likely to happen with bank mortgage rates over the remainder of 2023?
Uncertainty around mortgage interest rates
The past 1-2 weeks has brought quite a pullback in confidence about inflation and monetary policy, but it's not because the economic outlook has suddenly improved.
Interest rates on an upward march
The long-awaited monetary policy tightening cycle has now kicked off in New Zealand as the need for record low interest rates to combat feared effects of Covid-19 has disappeared, and the need to fight rising inflation has soared.
Two triggers for rate rises
At some stage banks will raise their fixed lending rates to avoid locking in lending at low margins for a number of years. There are two potential triggers for these rate rises, according to Economist Tony Alexander
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New Zealand
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New Zealand
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