Results: Credit Policy

Coins in a vice, sitting on a calculator
20 April 2020

Does a mortgage holiday affect your credit score?

During the lockdown, many New Zealanders financially affected by Covid-19 have been taking up the banks' offers of going on a mort...

Male in corporate attire, holding pen and pointing at graph on table in an office
24 March 2020

More rate cuts - an update

Westpac and BNZ have joined the rate war this week, dropping their one-year term to 3.09%. This seems to be the new norm.

Crowd of people crossing street in a hurry
05 March 2020

FOMO in Auckland’s property market is real

The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quic...

04 March 2020

How parents can help their children buy a home

Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.

17 February 2020

Debt and borrowing power: Key things to know

Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.

02 December 2019

Rumour mill: Will banks reduce their test interest rates?

There’s currently much speculation about whether banks will reduce their test interest rates in 2020. What would be the impact if they do?

15 November 2019

Bank lending restrictions easing

After the Reserve Bank’s recent decision to keep the Official Cash Rate at one percent, it looks like there could be more good news on the way for borrowers.