Results: Credit Policy
Strong growth is a key factor driving higher interest rates
The bounceback in economic activity in New Zealand since the first nationwide lockdown last year has been so strong that the unemp...
Rate rises delayed but with upside risk
Borrowers could reasonably expect higher rates at their peaks, but not necessarily a faster speed of increase. Our central bank ha...
How parents can help their children buy a home
Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.
Debt and borrowing power: Key things to know
Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.
Rumour mill: Will banks reduce their test interest rates?
There’s currently much speculation about whether banks will reduce their test interest rates in 2020. What would be the impact if they do?
Bank lending restrictions easing
After the Reserve Bank’s recent decision to keep the Official Cash Rate at one percent, it looks like there could be more good news on the way for borrowers.