Results: Credit Policy
Does a mortgage holiday affect your credit score?
During the lockdown, many New Zealanders financially affected by Covid-19 have been taking up the banks' offers of going on a mort...
More rate cuts - an update
Westpac and BNZ have joined the rate war this week, dropping their one-year term to 3.09%. This seems to be the new norm.
How parents can help their children buy a home
Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.
Debt and borrowing power: Key things to know
Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.
Rumour mill: Will banks reduce their test interest rates?
There’s currently much speculation about whether banks will reduce their test interest rates in 2020. What would be the impact if they do?
Bank lending restrictions easing
After the Reserve Bank’s recent decision to keep the Official Cash Rate at one percent, it looks like there could be more good news on the way for borrowers.