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Results: Credit Policy

Black and white french bulldog peering around a doorframe
20 November 2024

With our next OCR cut around the corner, the time to fix is almost here

We're just a week away from our final OCR announcement of the year, which is expected to bring a 0.50% reduction. If you've been h...

Man standing in a field, facing the camera and looking through a pair of binoculars
12 November 2024

A broader look at interest rates, the NZ housing market and economy

Between US politics and NZ's last OCR verdict of the year coming up, November's shaping up to be a big month. Here's a broad look ...

Young woman leaning out a car window looking over her shoulder
25 October 2024

Why you shouldn’t rush to fix (or refix) your mortgage in a falling rate environment

It's not in the bag yet, but most are picking another big OCR reduction in November—so, by opting to float in the short-term, borr...

24 March 2020

More rate cuts - an update

Westpac and BNZ have joined the rate war this week, dropping their one-year term to 3.09%. This seems to be the new norm.

Male in corporate attire, holding pen and pointing at graph on table in an office
05 March 2020

FOMO in Auckland’s property market is real

The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quickly as possible.

Crowd of people crossing street in a hurry
04 March 2020

How parents can help their children buy a home

Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.

Standalone house on flat landscaped section in New Zealand
17 February 2020

Debt and borrowing power: Key things to know

Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.

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Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

shopper approved logofive star revews
R

Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

J

Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

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