Results: Credit Policy
Predictions for NZ interest rates and the OCR in 2025
After a tough few years, we're on the slow road to recovery—and things should continue to look up in 2025. Here are our prediction...
Borrowers advised to fix for six months, in anticipation of better rates ahead
Lenders have been quick to react to last week's OCR cut, dropping various fixed-rate terms. Here's what that means for you if you'...
Another double cut takes OCR down to 4.25%
As expected, the RBNZ's final OCR announcement of 2024 brought a 0.50% cut—taking us down to an OCR of 4.25%. Here's what that mea...
More rate cuts - an update
Westpac and BNZ have joined the rate war this week, dropping their one-year term to 3.09%. This seems to be the new norm.
FOMO in Auckland’s property market is real
The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quickly as possible.
How parents can help their children buy a home
Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.
Debt and borrowing power: Key things to know
Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.
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New Zealand
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New Zealand
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