Results: Credit Policy

With another 0.25% cut in the bag, OCR edges closer to 'neutral'
With another 0.25% OCR cut under our belts, and wholesale rates down off the back of significant global volatility, are we on trac...

Interest rates holding steady (for now) but OCR expected to bring further falls
With the RBNZ expected to cut the OCR by a further 0.25% on 9th April, that could be the catalyst for the one-year rate to (finall...

What the RBNZ’s planned OCR track means for mortgage rates
With a series of small but steady OCR cuts expected over the coming months, here's how that's likely to impact short- and longer-t...
More rate cuts - an update
Westpac and BNZ have joined the rate war this week, dropping their one-year term to 3.09%. This seems to be the new norm.
FOMO in Auckland’s property market is real
The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quickly as possible.
How parents can help their children buy a home
Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.
Debt and borrowing power: Key things to know
Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.
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