Two triggers for rate rises
At some stage banks will raise their fixed lending rates to avoid locking in lending at low margins for a number of years. There a...
Higher interest rates for property investors unlikely
Reserve Bank decide it will help first home buyers by slugging investors regardless of their risk profile? No; they are not charge...
Capital Requirements to increase in 2020
Today the Reserve Bank of New Zealand announced their final decision to increase the capital requirement for banks.
Changes ahead for home buyers
From this Friday, home buyers who want to withdraw from a purchase the finance clause may be asked to provide evidence.
Is it worth breaking your fixed loan while interest rates are low?
While rates are at record lows, Kiwis who have locked in a fixed rate mortgage at a higher rate might be asking if it’s worth breaking and fixing at a new rate?
Three things to consider when choosing your mortgage rate
We're entering a market where interest rates are the lowest they have ever been. The question most people are contemplating is: