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Results: Risk

Person sitting on a go-kart on a track, heading downhill
26 March 2025

What the RBNZ’s planned OCR track means for mortgage rates

With a series of small but steady OCR cuts expected over the coming months, here's how that's likely to impact short- and longer-t...

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20 March 2025

Rates still dropping, but some terms don't have much further to go

Now that the two-year rate is sitting below 5%—with most banks offering 4.99%—that's pretty close to where things are expected to ...

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13 March 2025

Borrowers favouring two-year term in wake of latest rate cuts

With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it...

23 March 2020

Managing your mortgage through the COVID-19 crisis

Squirrel's CEO John Bolton shared some practical advice for homeowners, and how to keep up with mortgage repayments when hit by financial hardship, in a time like this.

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05 December 2019

Capital Requirements to increase in 2020

Today the Reserve Bank of New Zealand announced their final decision to increase the capital requirement for banks.

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03 December 2019

Changes ahead for home buyers

From this Friday, home buyers who want to withdraw from a purchase the finance clause may be asked to provide evidence.

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18 November 2019

Is it worth breaking your fixed loan while interest rates are low?

While rates are at record lows, Kiwis who have locked in a fixed rate mortgage at a higher rate might be asking if it’s worth breaking and fixing at a new rate?

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Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

shopper approved logofive star revews
R

Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

J

Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

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