Results: Mortgage advice
What's the outlook for interest rates over the course of 2026?
Our first OCR announcement of the year is coming up on 18th February—and while the expectation is for a no change verdict, there a...
Inflation creeps up, rate increases could be on the cards for late 2026
Rates are still expected to remain largely flat this year, but with inflation running slightly higher than we'd like, hikes could ...
Interest rates officially on the move again following holiday break
Interest rates have started to move again following the break—with a number of major lenders matching the fixed rate increases we ...
Some fixed rates up, some down, as banks respond to wholesale rate changes
Wholesale rates have climbed significantly over the last couple of weeks, prompting some lenders to increase their longer-term fixed rates, with others expected to follow suit.
With OCR in stimulatory territory, the lowest possible rate not always best
A one-year rate at 3.99% would be pretty tempting stuff—but before locking in, borrowers should consider what happens when that loan matures in 12-months' time.
Interest rates holding steady (for now) but OCR expected to bring further falls
With the RBNZ expected to cut the OCR by a further 0.25% on 9th April, that could be the catalyst for the one-year rate to (finally) drop below 5%. Here's what you need to know.
Borrowers favouring two-year term in wake of latest rate cuts
With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it still make sense to fix shorter-term in the current environment?
Keen for the best rate and some cash too?
We've teamed up with award winning mortgage experts, Squirrel.
With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.
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New Zealand
The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.
Jo
New Zealand
Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.