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Results: Mortgage advice

21 February 2024

Why there's no need to increase the official cash rate

One major bank’s forecasters have predicted that the Reserve Bank will raise their current 5.5% official cash rate to 6.0% in the ...

07 February 2024

Reserve Bank still strongly opposed to big reductions in interest rates

The Reserve Bank still appears to remain staunchly opposed to any sizable reductions in mortgage interest rates. That said, it is ...

View of man's shoes on  tall ladder, looking down at city
29 January 2024

Inflation still too high for monetary policy to ease

Even though the December inflation numbers came out lower than expected, at 4.7% it is still too far way from the 1% - 3% target r...

25 May 2021

Mortgage interest rates are set to rise

In New Zealand the current general expectation is that this removal of the sugar bowl will commence in the second half of next year. One or two forecasters are suggesting the first half.

Man rock climbing
18 January 2021

Shifting interest rate risks

Welcome to 2021 and another year when in all probability house prices will continue to rise at a strong pace, with a key driving factor continuing to be record low interest rates.

Child playing jenga
01 October 2020

A shift in longer term rates

ASB is the latest bank to drop their 4 and 5 year mortgage rates below 3%, joining BNZ and Westpac at 2.99% and it won't be long before the other banks follow suit.

Straight, long road surrounded by trees
20 April 2020

Does a mortgage holiday affect your credit score?

During the lockdown, many New Zealanders financially affected by Covid-19 have been taking up the banks' offers of going on a mortgage holiday (also referred to as a repayment deferral).

Coins in a vice, sitting on a calculator