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Results: Mortgage advice

Cavoodle dog looking out the window of a truck
26 June 2025

Mortgage rates trucking along as is for now

It's all looking pretty quiet on the interest rates front at the moment. While shorter-term rates are expected to fall a little fu...

Close-up shot of a checkmate move in chess, knocking the king down.
12 June 2025

Competition keeping mortgage rates in check, despite rise in wholesale rates

Wholesale rates have gone up slightly in the wake of our latest 0.25% OCR cut, raising concerns that mortgage rates may follow sui...

Parachuter coming in to land at sunset
29 May 2025

Another OCR cut in the bag—and we're almost at the bottom of the rate cycle

The Reserve Bank dropped the OCR by a further 0.25% this week, down to 3.25%—meaning we're now within reaching distance of the bot...

02 August 2021

Monetary policy tightening soon

Things have changed a bit since my last column discussing interest rates a couple of weeks ago. The state of the pandemic has stalled the growth projections for many economies and how quickly interest rates will go up. But what's in store for New Zealand?

Person tightening bolt with spanner
04 June 2021

Why you might be better to break your home loan early

Typically you refix your loan at the end of your loan term, but it can make sense to break a loan and refix for a long term benefit.

Broken pieces of chalk
25 May 2021

Mortgage interest rates are set to rise

In New Zealand the current general expectation is that this removal of the sugar bowl will commence in the second half of next year. One or two forecasters are suggesting the first half.

Man rock climbing
18 January 2021

Shifting interest rate risks

Welcome to 2021 and another year when in all probability house prices will continue to rise at a strong pace, with a key driving factor continuing to be record low interest rates.

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Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

shopper approved logofive star revews
R

Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

J

Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

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