News

Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

20 July 2020

Rate cuts are likely to be short term only

Margins are below average for terms of three years and longer. This tell us that unless there's a change in borrowing costs, anyone holding out for further falls in rates is taking quite a gamble.

03 July 2020

Banks yet to come to the party

The RBNZ recently removed loan-to-value ratio rules, but banks are yet to pass this on to home buyers. In fact, borrowers are having to jump through more hoops than usual.

26 June 2020

Guest post: The next housing boom

Squirrel's CEO John Bolton says that after a short hiatus and a 5%-10% fall in house prices, we could stretch into what might be the last great housing boom. Here's why.

17 June 2020

A six-decade journey for NZ interest rates

About three-quarters of all residential properties in New Zealand have a mortgage over them, amounting to almost $300 billion. So, what happens with interest rates can have a big impact on the willingness and ability of most Kiwis to spend and save.