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Results: Mortgages

People-shaped blocks on a wooden seesaw
29 November 2023

Lower mortgage rates, or higher bank margins?

Declines in fixed interest rates in the US have fed through to some reductions in NZ’s bank wholesale borrowing costs. Will this m...

16 November 2023

Mortgage rates | no spring specials in sight, what’s in store for summer?

Costs for banks to borrow money have decreased. Added with the higher lending rates they provide, can banks afford to start cuttin...

01 November 2023

Is another OCR hike needed to tame inflation?

Some forecasters believe the Reserve Bank will need to raise the official cash rate from the 5.5% level they took it to in May. Bu...

04 May 2023

Are Kiwi households tightening up spending habits enough?

For Kiwi borrowers, times are tough and by necessity set to get tougher for those with rates rolling off in the next few months. With the chance of the Reserve Bank nudging the OCR higher by a final 0.25%, should Kiwis be fearing the worst?

Grocery shopping
24 August 2022

Uncertainty around mortgage interest rates

The past 1-2 weeks has brought quite a pullback in confidence about inflation and monetary policy, but it's not because the economic outlook has suddenly improved.

Man looking out window
22 April 2021

Broker releases 5% deposit mortgage for first home buyers

It allows deposits of as low as 5%, and is aimed at helping first home buyers who have good incomes but not enough deposit to meet the 20% often demanded by trading banks, or who don’t qualify for the Government’s Kainga Ora scheme.

Young couple covering couch with white fabric
05 March 2020

FOMO in Auckland’s property market is real

The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quickly as possible.

Crowd of people crossing street in a hurry