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Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.

18 January 2021

Shifting interest rate risks

Welcome to 2021 and another year when in all probability house prices will continue to rise at a strong pace, with a key driving factor continuing to be record low interest rates.

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17 December 2020

Record low rates will one day end

Let’s have a look back at the year and what has happened in the area of interest rates, and where things are likely to go.

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04 December 2020

Have we all been wrong about interest rates remaining low?

Virtually everybody taking out a mortgage at the moment is fixing their interest rate for a one-year period. The trouble with this approach is that it can leave borrowers quite badly exposed when interest rates go up.

Young woman sitting on floor with laptop and phone
20 November 2020

Low interest rates and high house prices

The commonly accepted view is that New Zealand house prices have soared 500% since 1992 because of insufficient construction. This is not true.

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