Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.
Printing money and negative interest rates
A few people in recent months have been asking whether the printing of money will propel higher inflation which will lead to interest rates also surging higher. Answering their queries is actually quite easy.
Rate cuts are likely to be short term only
Margins are below average for terms of three years and longer. This tell us that unless there's a change in borrowing costs, anyone holding out for further falls in rates is taking quite a gamble.
Banks yet to come to the party
The RBNZ recently removed loan-to-value ratio rules, but banks are yet to pass this on to home buyers. In fact, borrowers are having to jump through more hoops than usual.
Guest post: The next housing boom
Squirrel's CEO John Bolton says that after a short hiatus and a 5%-10% fall in house prices, we could stretch into what might be the last great housing boom. Here's why.