Results: Fixed rates
With OCR in stimulatory territory, the lowest possible rate not always best
A one-year rate at 3.99% would be pretty tempting stuff—but before locking in, borrowers should consider what happens when that lo...
The bottom of the interest rate cycle looms closer
With the best one year rate at 4.39% and longer terms below 5.00%, we're getting very close to the bottom of the interest rate cyc...
Another OCR cut expected—could it see the one-year rate dip below 4%?
The market is expecting another OCR cut in November—from 2.50% to 2.25%—and with that, there's now a distinct possibility that we ...
New OCR track sets short-term rates on the path to 4.50%
With the RBNZ now forecasting the OCR to get down to 2.50%—0.50% lower than previously expected—shorter-term rates should still have further to fall. Here's what the news means for borrowers.
Banks preemptively cut one- and two-year rates ahead of OCR verdict
We're a week out from our next OCR announcement, but the banks are already making moves—with all major lenders having dropped their one- and two-year rates in recent days.
Reserve Bank hits the pause button, holding the OCR at 3.25%
The RBNZ hit pause on rate cuts on 9 July—holding the OCR steady at 3.25%—citing signs of life in the economy, and overseas factors causing concern.
To cut or hold? Predictions mixed for RBNZ’s next OCR announcement
Interest rates are in a holding pattern right now, as we wait to see what the RBNZ has in store for us on 9 July. While some are expecting another 0.25% cut, many are expecting the RBNZ to hold at 3.25%.
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