Results: Fixed rates
Cashback competition heating up ahead of next week's OCR verdict
As interest rates near the bottom, some lenders are now offering bumper cashback deals to attract new business. Here's the latest ...
With OCR in stimulatory territory, the lowest possible rate not always best
A one-year rate at 3.99% would be pretty tempting stuff—but before locking in, borrowers should consider what happens when that lo...
The bottom of the interest rate cycle looms closer
With the best one year rate at 4.39% and longer terms below 5.00%, we're getting very close to the bottom of the interest rate cyc...
Rates nearing the bottom—is now the time to think about fixing longer-term?
We're either at—or very near—the bottom of the interest rate cycle. And now that we're starting to longer-term rates out there below 5.00%, that's an attractive option for borrowers.
New OCR track sets short-term rates on the path to 4.50%
With the RBNZ now forecasting the OCR to get down to 2.50%—0.50% lower than previously expected—shorter-term rates should still have further to fall. Here's what the news means for borrowers.
Banks preemptively cut one- and two-year rates ahead of OCR verdict
We're a week out from our next OCR announcement, but the banks are already making moves—with all major lenders having dropped their one- and two-year rates in recent days.
Reserve Bank hits the pause button, holding the OCR at 3.25%
The RBNZ hit pause on rate cuts on 9 July—holding the OCR steady at 3.25%—citing signs of life in the economy, and overseas factors causing concern.
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