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Results: Fixed rates

Man silhoutted against a sunset over the ocean
16 October 2025

Rates nearing the bottom—is now the time to think about fixing longer-term?

We're either at—or very near—the bottom of the interest rate cycle. And now that we're starting to longer-term rates out there bel...

Woman pouring a glass of water from a jug with a whole lemon and lemon slices sitting on the bench
01 October 2025

Next OCR verdict expected to tip one-year rates to down around 4.50%

Next week's OCR announcement is expected to bring either a 0.25% or 0.50% reduction—which should be enough to get the one-year rat...

Person holding a sparkler with a backdrop of a dark night sky
25 September 2025

Interest rates set to drop as GDP result sparks calls for 0.5% OCR cut

Our latest GDP numbers caught everyone off-guard. And with some now calling for a 0.5% OCR cut on 8 October, interest rates are ex...

10 July 2025

Reserve Bank hits the pause button, holding the OCR at 3.25%

The RBNZ hit pause on rate cuts on 9 July—holding the OCR steady at 3.25%—citing signs of life in the economy, and overseas factors causing concern.

Person pushing a crosswalk button, with the "WAIT" sign lit up
03 July 2025

To cut or hold? Predictions mixed for RBNZ’s next OCR announcement

Interest rates are in a holding pattern right now, as we wait to see what the RBNZ has in store for us on 9 July. While some are expecting another 0.25% cut, many are expecting the RBNZ to hold at 3.25%.

Woman's hand stopping a line of falling dominoes
26 June 2025

Mortgage rates trucking along as is for now

It's all looking pretty quiet on the interest rates front at the moment. While shorter-term rates are expected to fall a little further, longer-term rates are a different story.

Cavoodle dog looking out the window of a truck
29 May 2025

Another OCR cut in the bag—and we're almost at the bottom of the rate cycle

The Reserve Bank dropped the OCR by a further 0.25% this week, down to 3.25%—meaning we're now within reaching distance of the bottom of the interest rate cycle. Here's what it all means for mortgage rates and borrowers.

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New Zealand

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New Zealand

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