Results: Floating rates
Mortgage rates largely flat despite OCR fall—now's the time to fix
There's been little to no movement in fixed rates off the back of last week's OCR cut—sending a clear signal that we're at the bot...
OCR drops to 2.25%—bringing us to the bottom of the cycle (probably)
The RBNZ has delivered a further 0.25% reduction at its last OCR announcement of 2025, bringing us down to 2.25%. Here's the outlo...
Cashback competition heating up ahead of next week's OCR verdict
As interest rates near the bottom, some lenders are now offering bumper cashback deals to attract new business. Here's the latest ...
Just how low could the OCR go?
We're only half a percent off the RBNZ's estimated 'neutral' OCR of 3%. But with all the global volatility playing out at the moment, is there a chance it could get even lower?
What the RBNZ’s planned OCR track means for mortgage rates
With a series of small but steady OCR cuts expected over the coming months, here's how that's likely to impact short- and longer-term interest rates—and what that means for borrowers.
Rates still dropping, but some terms don't have much further to go
Now that the two-year rate is sitting below 5%—with most banks offering 4.99%—that's pretty close to where things are expected to settle in the long-term.
Borrowers favouring two-year term in wake of latest rate cuts
With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it still make sense to fix shorter-term in the current environment?
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