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Results: Advice

Child at bottom of staircase
17 April 2024

Inflation's backing down, but it's still got a way to go

If borrowers are hoping that the just-announced fall in the country’s rate of inflation to a four year low of 4.0% from the 2022 p...

03 April 2024

Interest rates expected to slide by the end of the year

The changes that the Reserve Bank will make its first cut to the official cash rate before the end of this year is rising — and he...

20 March 2024

Is inflation still a cause for concern?

The RBNZ is signalling that rate cuts lie ahead, but as of yet remains unprepared to initiate them. So is inflation under control ...

27 January 2023

Be wary of the five year fix

Inflation has peaked, and with business and consumer confidence readings at appallingly low levels the weakness in the economy this year will see inflation fall away. But can we safely say that fixed interest rates have peaked as well?

Couple working out finances
17 January 2023

Have most fixed mortgage rates already peaked?

The new year of 2023 is upon us and the big concern for people who did not lock their mortgage interest rate in for five years when rates were 3% or thereabouts over 2020-21 is how much higher fixed rates will go as the year progresses.

Board with 'When will it end?" displayed
16 December 2022

Fixed rates are most likely at their peaks

I am 90% confident that fixed rates are now at their cyclical peaks. The chances are very strong that the fixed rates for two years and beyond will be falling before the middle of 2023. - Tony Alexander, economist

Rear view of man standing on mountain peak
03 August 2022

Rates increasingly look like they have peaked

Inflation numbers have come out higher than expected offshore so expectations have grown that central banks will continue to raise their interest rates at a rapid pace. But therein lies some important information.

Hands holding phone showing rates graph