Results: Fixed rates

Toy houses on stacks of coins
16 July 2021

Three decades of falling interest rates are over

New Zealand has had a period of falling inflation and interest rates for over three decades. That period has now ended and both wi...

Calculator, laptop and cash on table
02 July 2021

How the OCR could double monthly mortgage interest payments

If the official cash rate gets raised from 0.25% to 2.25%, we can anticipate that the one-year fixed rate to go from the current 2...

Young woman in supermarket
17 June 2021

Rising global inflation risks

History tells us that ahead of the 2008-09 Global Financial Crisis we economists under-predicted how high interest rates would nee...

04 June 2021

Why you might be better to break your home loan early

Typically you refix your loan at the end of your loan term, but it can make sense to break a loan and refix for a long term benefit.

25 May 2021

Mortgage interest rates are set to rise

In New Zealand the current general expectation is that this removal of the sugar bowl will commence in the second half of next year. One or two forecasters are suggesting the first half.

06 May 2021

How stronger employment could impact interest rates next year

Unlike overseas central banks, ours has never placed a timeline on its low interest rate policy, instead making any rate change conditional on the achievement of its key targets. Let's explore what those targets are and where they're at.

23 April 2021

Two triggers for rate rises

At some stage banks will raise their fixed lending rates to avoid locking in lending at low margins for a number of years. There are two potential triggers for these rate rises, according to Economist Tony Alexander