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Results: Fixed rates

Man in suit checking his watch while waiting in an elevator
18 July 2024

Inflation tracking as hoped, market still anticipating OCR fall in November

Weak economic data continues to pour in, and with the latest inflation figures coming in lower than expected, it looks increasingl...

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12 July 2024

Despite no change to OCR, signs suggest we're edging closer to rate falls

The OCR has remained unchanged this week, but it's not all bad news as the RBNZ shares its prediction that inflation should be bac...

Young woman tuning E-string on acoustic guitar while sitting down on couch
05 July 2024

Market changes its tune on future of interest rates amid weak economic data

The numbers all point to recession, and now the market is increasingly expecting rate falls by the end of the year. So, what will ...

29 January 2024

Inflation still too high for monetary policy to ease

Even though the December inflation numbers came out lower than expected, at 4.7% it is still too far way from the 1% - 3% target range for the Reserve Bank to take any risk of being wrong and easing too early.

View of man's shoes on  tall ladder, looking down at city
29 November 2023

Lower mortgage rates, or higher bank margins?

Declines in fixed interest rates in the US have fed through to some reductions in NZ’s bank wholesale borrowing costs. Will this mean lower mortgage rates for Kiwi, or will this end up as extra margin for the banks?

People-shaped blocks on a wooden seesaw
16 November 2023

Mortgage rates | no spring specials in sight, what’s in store for summer?

Costs for banks to borrow money have decreased. Added with the higher lending rates they provide, can banks afford to start cutting their own lending rates?

09 August 2023

Interest rates: A puzzle of uncertainty

On August 16, the Reserve Bank will review their 5.5% official cash rate. It's extremely likely that they'll choose to remain at 5.5%, according to Tony Alexander — but what does this really mean for interest rates?

Woman putting a puzzle together

Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing.

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New Zealand

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Our experience with Squirrel has been fantastic. Our Advisor was friendly and professional and made what can be a stressful and complex process very seamless for us. We are thrilled with our outcome.



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Helped me get an improved rate and sorted out my needs. Great communication, kept me up to date throughout the process.

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