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Results: Housing Market

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15 May 2025

Why now is a good time to be thinking about splitting your mortgage

Shorter-term rates are expected to get down to around 4.50% in the coming months—while longer-term rates will likely remain relati...

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30 April 2025

Just how low could the OCR go?

We're only half a percent off the RBNZ's estimated 'neutral' OCR of 3%. But with all the global volatility playing out at the mome...

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11 April 2025

With another 0.25% cut in the bag, OCR edges closer to 'neutral'

With another 0.25% OCR cut under our belts, and wholesale rates down off the back of significant global volatility, are we on trac...

07 June 2024

Stability returns to interest rates; one-year terms still recommended

The delivery of promised tax cuts will be welcome news to many, but will it be enough to make a tangible difference in the current cost-of-living crisis for Kiwi households?

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29 May 2024

A week of big news in interest rates and the New Zealand housing market

On the same day as the OCR announcement, the government announced the axing of the first home grant. So what does this mean for first home buyers?

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01 May 2024

Jobs growth in New Zealand has hit a roadblock

Wholesale interest rates in NZ have increased in recent months, and there has essentially been no jobs growth in New Zealand since the middle of last year. So will this weakening in the labour market continue?

17 April 2024

Inflation's backing down, but it's still got a way to go

If borrowers are hoping that the just-announced fall in the country’s rate of inflation to a four year low of 4.0% from the 2022 peak of 7.3% will bring interest rate cuts, they might need to think again.

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Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

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Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

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Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

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