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Results: Housing Market

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21 August 2025

RBNZ drops OCR to 3.00%—and it's not done yet

And just like that, we're back at 3.00%—but in a somewhat unexpected twist, the RBNZ has signaled significant OCR cuts still to co...

Small dog digging a hole
14 August 2025

Banks preemptively cut one- and two-year rates ahead of OCR verdict

We're a week out from our next OCR announcement, but the banks are already making moves—with all major lenders having dropped thei...

Hand doing crossed fingers signal against an orange background.
07 August 2025

Another 0.25% cut expected—but will the RBNZ signal more in the pipeline?

Wholesale interest rates have fallen over the last few days in response to market expectations of a 0.25% cut on 20 August—but mor...

07 June 2024

Stability returns to interest rates; one-year terms still recommended

The delivery of promised tax cuts will be welcome news to many, but will it be enough to make a tangible difference in the current cost-of-living crisis for Kiwi households?

Child stacking building blocks
29 May 2024

A week of big news in interest rates and the New Zealand housing market

On the same day as the OCR announcement, the government announced the axing of the first home grant. So what does this mean for first home buyers?

Surprised-looking yellow lego man in a blue outfit
01 May 2024

Jobs growth in New Zealand has hit a roadblock

Wholesale interest rates in NZ have increased in recent months, and there has essentially been no jobs growth in New Zealand since the middle of last year. So will this weakening in the labour market continue?

17 April 2024

Inflation's backing down, but it's still got a way to go

If borrowers are hoping that the just-announced fall in the country’s rate of inflation to a four year low of 4.0% from the 2022 peak of 7.3% will bring interest rate cuts, they might need to think again.

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