Results: Interest Rates
Competition likely to heat up amongst the banks following next OCR cut
It's looking increasingly likely that next week's OCR announcement could bring a 0.50% reduction, tipping one-year fixed rates bel...
Why opting to float may make sense in the current environment
With further interest rate cuts in the pipeline before Christmas, it may be worth holding off on refixing—and opting to float inst...
Are we on track for one-year fixed mortgages rates below 6%?
With the widespread expectation being that we're headed for another 0.25% OCR decrease in October, that could put us on track for ...
With interest rates on a downward slope, beware of fixing longer-term
Bank mortgage rates have been tracking downwards in the wake of the RBNZ's OCR cut. With longer-term rates sitting much lower than shorter-term fixed rates, borrowers need to be wary of that temptation.
RBNZ cuts OCR by 0.25%, lower rates officially on the way
We're officially in a falling rate environment, after the Reserve Bank delivered a 0.25% cut to the Official Cash Rate this week, taking it from 5.5% to 5.25%.
Wholesale rates continue to fall—when will that flow through to mortgage rates?
Wholesale rates are still tracking down in response to ongoing weak economic data in New Zealand, and recent concerns that the US may be headed into recession. So what does that mean for mortgage rates?
With wholesale rates tracking down, OCR falls could come sooner than later
Wholesale rates have fallen steadily in recent weeks, reflecting the market's prediction of rate falls in November—if not sooner. What does that mean for anyone refixing their mortgage right now?
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