Results: Mortgage Rates

Hand holding small globe, in front of mountain landscape
20 July 2020

Tony Alexander: Rate cuts are likely to be short term only

Margins are below average for terms of three years and longer. This tell us that unless there's a change in borrowing costs, anyon...

Tony Alexander and Mortgage Rates logo, tree flowers blossoming with sunset in the background
03 July 2020

Tony Alexander: Banks yet to come to the party

The RBNZ recently removed loan-to-value ratio rules, but banks are yet to pass this on to home buyers. In fact, borrowers are havi...

Top view of suburban houses
26 June 2020

Guest post: The next housing boom

Squirrel's CEO John Bolton says that after a short hiatus and a 5%-10% fall in house prices, we could stretch into what might be t...

17 June 2020

Tony Alexander: A six-decade journey for NZ interest rates

About three-quarters of all residential properties in New Zealand have a mortgage over them, amounting to almost $300 billion. So, what happens with interest rates can have a big impact on the willingness and ability of most Kiwis to spend and save.

22 May 2020

The rate drop we didn't see coming

It started with ANZ slashing their rates and now the other mainstream banks are jumping on the bandwagon, each with different approaches.

21 May 2020

A new record-low for interest rates

Retail banks were called out by the deputy governor of the RBNZ for not passing their lower prices down to home loan borrowers. ANZ seems to have listened.

20 May 2020

Can mortgage rates drop any further?

Since the country has settled into Alert Level Two, we're now starting to see retail banks lowering their interest rates. But are home loan borrowers getting the benefit of cheap wholesale rates?