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Results: Mortgage Rates

People-shaped blocks on a wooden seesaw
29 November 2023

Lower mortgage rates, or higher bank margins?

Declines in fixed interest rates in the US have fed through to some reductions in NZ’s bank wholesale borrowing costs. Will this m...

16 November 2023

Mortgage rates | no spring specials in sight, what’s in store for summer?

Costs for banks to borrow money have decreased. Added with the higher lending rates they provide, can banks afford to start cuttin...

01 November 2023

Is another OCR hike needed to tame inflation?

Some forecasters believe the Reserve Bank will need to raise the official cash rate from the 5.5% level they took it to in May. Bu...

01 June 2023

What's in store for interest rates after the recent OCR announcement?

Following on from the Reserve Bank’s recent decision to raise the cash rate 0.25% to 5.5% and signal that they don’t plan any more rises, what is likely to happen with bank mortgage rates over the remainder of 2023?

Hands hovering over a crystal ball, with candles on either side.
19 May 2023

Will there be a return of the 2.99% five year rate?

Where are fixed mortgage interest rates likely to average over the next 5-10 years, and will there be a return of the 2.99% five year rate?

Little girl looking over a crowd
04 May 2023

Are Kiwi households tightening up spending habits enough?

For Kiwi borrowers, times are tough and by necessity set to get tougher for those with rates rolling off in the next few months. With the chance of the Reserve Bank nudging the OCR higher by a final 0.25%, should Kiwis be fearing the worst?

Grocery shopping
06 April 2023

Monetary policy tightening may finally have peaked

The Reserve Bank conducted their regular review of New Zealand’s official cash rate this week and rather than increase it by the widely expected 0.25% they took it up by 0.5%.

Lady waiting at train station, clock in the foreground