Latest news | MortgageRates.co.nz

Results: New Zealand Economy

Man measuring length of lapel of black suit
08 January 2025

With sub-5% rates on the horizon, borrowers should seek tailored advice

As we edge closer to the bottom of the interest rates cycle, fixing short-term is no longer (necessarily) the best solution for al...

Hand holding the numbers 2025
17 December 2024

Predictions for NZ interest rates and the OCR in 2025

After a tough few years, we're on the slow road to recovery—and things should continue to look up in 2025. Here are our prediction...

Man standing on top of a hill looking out over the land and water
05 December 2024

Borrowers advised to fix for six months, in anticipation of better rates ahead

Lenders have been quick to react to last week's OCR cut, dropping various fixed-rate terms. Here's what that means for you if you'...

18 July 2024

Inflation tracking as hoped, market still anticipating OCR fall in November

Weak economic data continues to pour in, and with the latest inflation figures coming in lower than expected, it looks increasingly like interest rate falls are on the cards for late 2024

Man in suit checking his watch while waiting in an elevator
05 July 2024

Market changes its tune on future of interest rates amid weak economic data

The numbers all point to recession, and now the market is increasingly expecting rate falls by the end of the year. So, what will the RBNZ do at next week's OCR announcement?

Young woman tuning E-string on acoustic guitar while sitting down on couch
21 June 2024

Pressure ramping up for RBNZ to start dropping interest rates

Consumer and business confidence have both fallen in the last month, taking us to near-historic lows. But more weak economic data means the case is growing for a drop in interest rates.

14 June 2024

Strong US economy pushes up wholesale rates, but mortgage rates unchanged

The US economy has continued to perform strongly, but it's a different story in other markets around the world—including NZ. So when might interest rates start to come down again?

Young girl pushing a stroller up the hill, with flowers by her side

Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

shopper approved logofive star revews
R

Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

J

Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

Get a free mortgage review

All fields are required