Results: RBNZ

Modern white house surrounded by trees
20 November 2020

Low interest rates and high house prices

The commonly accepted view is that New Zealand house prices have soared 500% since 1992 because of insufficient construction. This...

Back view of young couple walking on grass
11 November 2020

Why interest rates will remain low for a few years - Tony Alexander

Banks lend out about $280 billion to households for housing purchases. But they have funding from households exactly equal to $200...

Toy house surrounded by silver coins
30 October 2020

Central banks are going to keep interest rates low

There are three central banks whose comments and policies are of high importance to interest rate movements and prospects in New Z...

25 September 2020

Fixing one-year highly favoured

In my recent survey, 96% of Mortgage Advisors said that people are favouring the one-year term when fixing their mortgage. The reason for doing so is fairly clear – it is the cheapest rate on offer.

27 August 2020

What happens with negative interest rates?

Two weeks ago, the Reserve Bank made a point of noting that they are actively examining how a negative interest rates policy might work.

13 August 2020

The good and bad from the new lockdown

I recently talked about interest rates reducing further. Now, courtesy of the change in New Zealand's Alert levels, the chances have both gone up, and down that this will happen

20 July 2020

Rate cuts are likely to be short term only

Margins are below average for terms of three years and longer. This tell us that unless there's a change in borrowing costs, anyone holding out for further falls in rates is taking quite a gamble.