Results: Bank Policy

Calculator and pen on paper
15 January 2020

Economic overview

As we move further into January, the banks are starting to announce expectations and predictions for the upcoming year.

Calculator and pen in hand
14 January 2020

Deposits: How much you need to secure a home loan

A common question for buyers is “how much deposit do I need to secure a home loan?” Depending on who you speak to, you...

Cropped image of corporate banker, pointing finger
05 December 2019

Capital Requirements to increase in 2020

Today the Reserve Bank of New Zealand announced their final decision to increase the capital requirement for banks.

02 December 2019

Rumour mill: Will banks reduce their test interest rates?

There’s currently much speculation about whether banks will reduce their test interest rates in 2020. What would be the impact if they do?

27 November 2019

Will mortgage rates drop in 2020?

Mortgage rates remain at historic lows following the Reserve Bank’s decision to leave the official cash rate unchanged at 1.00% in November 2019. The question is, will they drop even further?

22 November 2019

Guest post: Property and mortgage rate outlook for 2020

Squirrel's CEO John Bolton gives his latest property market insights, as well as a prediction of what mortgage rates will be doing next year.

15 November 2019

Kiwibank's surprise rate change

As of this Monday (18th November), Kiwibank are dropping their one-year rate to 3.39% and increasing to their two-year fixed rate to 3.55%.