Results: Bank Policy

Back view of young couple walking on grass
11 November 2020

Why interest rates will remain low for a few years - Tony Alexander

Banks lend out about $280 billion to households for housing purchases. But they have funding from households exactly equal to $200...

Hand holding small globe, in front of mountain landscape
20 July 2020

Rate cuts are likely to be short term only

Margins are below average for terms of three years and longer. This tell us that unless there's a change in borrowing costs, anyon...

Banker in corporate attire, pointing finger
01 May 2020

Breaking: Loan-to-value (LVR) rules are removed by the RBNZ

The Reserve Bank of New Zealand (RBNZ) announced yesterday that the loan-to-value ratio (LVR) restrictions that they put in place ...

20 April 2020

Does a mortgage holiday affect your credit score?

During the lockdown, many New Zealanders financially affected by Covid-19 have been taking up the banks' offers of going on a mortgage holiday (also referred to as a repayment deferral).

23 March 2020

Managing your mortgage through the COVID-19 crisis

Squirrel's CEO John Bolton shared some practical advice for homeowners, and how to keep up with mortgage repayments when hit by financial hardship, in a time like this.

05 March 2020

FOMO in Auckland’s property market is real

The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quickly as possible.

04 March 2020

How parents can help their children buy a home

Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.