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Results: Floating rates

Young woman leaning out a car window looking over her shoulder
25 October 2024

Why you shouldn’t rush to fix (or refix) your mortgage in a falling rate environment

It's not in the bag yet, but most are picking another big OCR reduction in November—so, by opting to float in the short-term, borr...

Light in the shape of a large question mark in a dark tunnel
16 October 2024

Could we see three-year fixed rates at 4.95% by Christmas?

Lenders were quick to drop their floating rates in response to last week's 0.50% OCR reduction, and we're starting to see the bene...

Man rollerblading down a skate ramp
10 October 2024

Bumper cut takes OCR down to 4.75%

On 9th October, the RBNZ stepped up the pace on rate reductions, announcing a 0.50% cut to the OCR. Here's what that means for mor...

26 September 2024

Why opting to float may make sense in the current environment

With further interest rate cuts in the pipeline before Christmas, it may be worth holding off on refixing—and opting to float instead.

Man floating in the ocean or a lake reading a book
19 September 2024

Are we on track for one-year fixed mortgages rates below 6%?

With the widespread expectation being that we're headed for another 0.25% OCR decrease in October, that could put us on track for one-year rates below 6%. Here's what that means for borrowers right now.

Woman in orange shirt and black pants running on track field
11 September 2024

With further rate cuts around the corner, the question becomes—to fix or float?

With two further OCR cuts expected before the end of the year, we could see one-year rates drop below 6% going into Christmas—so what does that mean for mortgage borrowers?

Duckling swimming on water
04 September 2024

Interest rates settle as market awaits next OCR announcement

Interest rates have stabilised over the last week, but with two further OCR cuts expected before the end of the year, here's what that means for borrowers.

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Keen for the best rate and some cash too?

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New Zealand

five star revews

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New Zealand

five star revews

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